APR=Annual Percentage Rate
Your actual rate may be higher based on your credit history.
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New Vehicles
(2016 and newer) |
APR as low as |
Repayment Term per Thousand |
2 Years |
5.74% |
$44.21 |
3 Years |
5.74% |
$30.31 |
4 Years |
5.99% |
$23.49 |
5 Years |
6.24% |
$19.45 |
6 Years |
6.49% |
$16.81 |
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Used Vehicles
(2010-2015) |
APR as low as |
Repayment Term per Thousand |
2 Years |
7.74% |
$45.12 |
3 Years |
7.74% |
$31.23 |
4 Years |
7.99% |
$24.42 |
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Recreational Vehicles – Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles
Years |
APR as low as |
Repayment Term per Thousand |
2 Years |
7.74% |
$45.12 |
3 Years |
7.74% |
$31.23 |
4 Years |
7.99% |
$24.42 |
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Personal Loans
Years |
APR as low as |
Repayment Term per Thousand |
1 Year |
8.99% |
$87.46 |
2 Years |
9.49% |
$45.93 |
3 Years |
9.74% |
$32.15 |
4 Years ($4,000 and higher) |
9.74% |
$25.24 |
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Debt Management Loans
Term |
APR as low as |
Repayment Term per Thousand |
24 Months |
11.49% |
$46.84 |
36 Months |
13.49% |
$33.93 |
48 Months |
14.29% |
$27.58 |
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First Mortgage - FIXED
Years |
Points |
Rate |
APR |
Repayment Term per Thousand |
30 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
6.500% |
6.597% |
$6.32 |
20 Year Fixed**
60 DAY LOCK
as low as
|
0 pts |
6.250% |
6.377% |
$7.31 |
15 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
6.000% |
6.158% |
$8.44 |
12 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
5.750% |
5.940% |
$9.63 |
10 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
5.750% |
5.973% |
$10.98 |
8 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
5.500% |
5.771% |
$12.90 |
- FIXED Maximum Loan Amount is $726,200
- Minimum Loan Amount is $40,000
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First Mortgage - ADJUSTABLE
Years |
Points |
Rate |
APR |
3 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
5.750% |
5.843% 1 |
5 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
6.000% |
6.095% 2 |
7 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
6.250% |
6.346% 3 |
- First Mortgage Minimum Loan Amount is $40,000
- Maximum Loan Amount is $726,200
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Home Equity Loans
Years |
Rate |
APR |
Repayment Term per Thousand |
5 year as low as |
6.000% |
6.459% |
$19.33 |
10 year as low as |
6.250% |
6.495% |
$11.23 |
15 year as low as |
6.500% |
6.675% |
$8.71 |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage
- Other closing costs and fees will apply
- Adequate homeowner's insurance coverage is a requirement of this loan
- Based on $15,000 with $166 fees
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Home Equity Lines of Credit
Years |
Rate |
APR |
20 year (5 year draw, 15 year repayment) as low as |
Prime |
8.500%* |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage
- Application Fee of $150.00 and an Annual Fee of $50.00 will apply
- Fees for third party vendors will apply
- Rate is tied to the Prime Rate - Current Prime Rate is 8.50%
- Maximum rate (ceiling rate) is 17.00%. Minimum rate (floor rate) is 4%
- Adequate homeowner's insurance coverage is a requirement of this loan
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Other Loans
Type |
Rate as low as |
Share Secured |
3.00% above Share Rate |
Certificate Secured |
3.00% above Certificate Rate |
Overdraft Loan |
18.00% APR |
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
APR = Annual Percentage Rate
Rates Updated September 14, 2023