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Vehicle Loans

When it's time to purchase your new vehicle, Riverbank Federal Credit Union (RFCU) is with you every step of the way. We offer competitive rates, flexible terms, great service and the option to get preapproved before you shop. We make the auto loan process easy! We can even refinance your higher rate loan at another financial institution.

  • Convenient online and mobile applications.
  • Choose from a variety of ways to make your monthly payment.

Apply for a Loan View Loan Rates Calculators

RFCU Vehicle Loans include:

  • New vehicles
  • Used vehicles
    • Apply for pre-approval before shopping at a dealer
    • RFCU will finance private-party car sales

Trustage Insurance Agency

RFCU Recreational Vehicles include:

  • Boats
  • Jet Skis
  • ATVs & Snow Mobiles
  • RV's, Trailers, etc.
  • Motorcycles

RFCU‘s “Meet or Beat” Program

Come see us before you finalize your auto loan with another financial institution or with the dealer. Bring us documentation of your deal and we may be able to “Meet or Beat” their offered rate. If you’ve already closed the loan somewhere else, come see us anyway. We may be able to refinance your loan at RFCU at a lower rate.

Research Your Vehicle

Protect Your Vehicle

GAP Advantage Protection

The GAP Advantage is an optional benefit that gives you peace of mind on your investment. If the vehicle you are purchasing is ever deemed a total loss due to accident or theft, your auto insurance policy typically covers only the actual cash value of the vehicle. GAP Advantage pays the difference between your primary insurance settlement and the outstanding balance on your loan and gives you an additional $1,000 towards the purchase or lease of a replacement vehicle when financed through RFCU.

We can finance the amount of the coverage with your loan and for just a few dollars per month, GAP Advantage will give you protection from financial loss and peace of mind.

Quick Reference Card

Route 66 Extended Warranty

RFCU offers mechanical breakdown protection which extends coverage for mechanical or electrical repairs beyond the existing manufacturer's warranty. Extended Warranty helps ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

Quick Reference Card

Insure Your Vehicle

RFCU is partnered with select insurance companies to provide members with choices for vehicle, home, life, commercial and other insurance products. 

Insurance Partners 

If you have questions or want to speak with someone about your vehicle loan, simply call us at 860-292-2950, send an email to or you can start your application online by clicking here.

Our Partners