RFCU Auxiliary Savings
Use your Auxiliary Savings account to save for that rainy day.
- Save for separate expenses like taxes, insurance, etc.
- No minimum balance requirements.
- Optional automatic transfer from savings, checking or payroll direct deposit makes saving effortless!
- A balance of $500 earns dividends paid monthly based on the Average Daily Balance.
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RFCU Holiday and Vacation Accounts
Save for holiday gifts or that dream vacation with a RFCU Holiday or Vacation Account.
- No minimum balance requirements; dividends paid monthly based on the Average Daily Balance.
- Optional automatic transfer from savings, checking or payroll direct deposit makes saving effortless!
- Funds transferred to Primary Savings the first business days of October (Holiday Account) and May (Vacation Account).
- $25 fee charged for early withdrawal or account closure.
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RFCU Money Market Account
Earn higher dividends with complete liquidity of funds with a RFCU Money Market Account.
- $5,000 minimum balance to open account.
- Five tiers designed to pay you higher dividends for higher balances.
- Dividends paid monthly based on the Average Daily Balance; $5,000 minimum to earn dividends.
- $10 fee if balance falls below $5,000 in any given month.
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Health Savings Accounts (HSAs)
A Health Savings Account (HSA) is used together with a high deductible health plan as an alternative to traditional health care plans. It is a tax-sheltered savings account similar to an IRA, but designated specifically for medical expenses. The balance not used from the account each year stays in the account and continues to earn dividends on a tax-favored basis to supplement health care expenses or your retirement, similar to an IRA.
- Use the RFCU HSA Visa Debit Card for your convenience.
- No administrative or annual fees.
- HSA funds are completely liquid for you to use for your medical expenses.
- No minimum balance requirements.
- Optional automatic transfer from checking or payroll direct deposit makes saving effortless!
- A balance of $500 earns dividends paid monthly based on the Average Daily Balance.
Due to paperwork requirements, all HSA Accounts must be opened in our branch.