RFCU Mortgages*
Here at RFCU, we consider ourselves the mortgage specialists. With low rates, great personalized service and terms set at 8, 10, 12, 15, 20 or 30 years, our mortgages provide just the right product for anyone. Our short term mortgages are great for those who want to refinance to shorten a term or lower a rate. Our long term products give those purchasing a new home or first time home buyer an affordable way to become a homeowner, or an existing homeowner a way to consolidate debt.
For more information about any of these home loan products, give one of our knowledgeable RFCU Mortgage Officers a call at 860-292-2950 today!
Apply for a Mortgage View Loan Rates Calculators
NMLS ID 407914
Registered Mortgage Loan Officers
- Zenaida L. Garcia - NMLS ID 2477739
- Holly M. Hanson - NMLS ID 1554858
- Dolores P. Rodrigues - NMLS ID 689657
- Charla Stetson - NMLS ID 1815832
RFCU Home Equity Line Of Credit (HELOC)*
With a variable rate RFCU Home Equity Line of Credit you can use the equity in your home to make home improvements, consolidate high interest rate debts, finance your child’s education, or for whatever other reason you may have. Once your line is approved, you will be able to access your HELOC online, in person at the Credit Union, by Telephone Audio Response or by writing a check. As you repay the portion of the loan you’ve accessed, the funds become available to you again for the length of your draw period.
For more information about a Home Equity Line of Credit, give one of our knowledgeable RFCU Mortgage Officers a call at 860-292-2950 today.
Apply for a HELOC View HELOC Rates Calculators
RFCU Fixed Rate Home Equity Loan*
Use the equity in your home to make improvements, consolidate high interest debt, finance your child’s education or if you simply want to pay off your existing mortgage with a low interest RFCU Fixed Rate Home Equity Loan, we can help with that too! With a set rate, term and payment, you’ll have the security of knowing exactly where you stand.
For more information about a Fixed Rate Home Equity Loan, give one of our knowledgeable RFCU Mortgage Officers a call at 860-292-2950 today.
Apply for a Home Equity Loan View Loan Rates Calculators
Specialty Mortgage Programs
Not everyone fits into our regular mortgage programs so, in partnership with Allanach/Mortgage Group Corporation, we've developed programs to fit a variety of special situations.
- Home Ready Purchase & Refinance
- 97% financing
- Lower PMI
- Gifts allowed
- Credit Score as low as 620
- Self-employed Bank Statement Program
- 24 month bank statements
- 50% DITI
- 90% LTV
- Jumbo Mortgage
- Up to $2,000,000
- LTV's as high as 90%
- Available for primary, 2nd home and investment
For more information about a Specialty Mortgage Program, give one of our knowledgeable RFCU Mortgage Officers a call at 860-292-2950 today.
Apply for a Specialty Mortgage View Loan Rates Calculators
Federal Mortgage Programs
If you qualify, in partnership with Allanach/Mortgage Group Corporation we offer federal government programs that can help you with the purchase of your home.
- VA Loans
- 100% Financing
- No PMI, credit scores 580
- Accessible to Regular Military and National Guard
- FHA 203K Rehab
- Single or 2 family
- 3.5% Down Payment and it can be gifted
- Credit Scores as low as 640
- USDA
- 100% Financing
- Income requirements
- Low PMI
- Suburban Areas
For more information about a Federal Mortgage Program, give one of our knowledgeable RFCU Mortgage Officers a call at 860-292-2950 today.
Apply for a Federal Mortgage Program View Loan Rates Calculators
Reverse Mortgages
Reverse Mortgages are for homeowners 62 or older. They are designed to provide income to homeowners from the equity in their home. Please contact a Mortgage Officer at 860-292-2950 or loans@riverbankfcu.com for more information on Reverse Mortgage options.
Insurance Options
RFCU is partnered with select insurance companies to provide members with choices for vehicle, home, life, commercial and other insurance products.
Insurance Partners