Riverbank Federal Credit Union

Effective 04/03/2023

Miscellaneous Charges
Type of Charge	Fee
Account Reseach & Balancing	$25.00 per hour
History Printout	$2.00
Paper Statement (Exempt ages 18 & younger and 65 & older)	$2.00
Statement Copy	$5.00
Wire Transfer – Domestic	$30.00
Wire Transfer – Foreign	$60.00
Check Withdrawal Under $500.00	$5.00 each
Copy of Check	$5.00
Stop Payment of Credit Union Check	$25.00
Club Account – Early Withdrawal or Close	$25.00
Extended Overdraft per day (negative over 5 days)	$2.00
IRA Transfer	$35.00
Closed Account (within first 90 days)	$25.00
Telephone Transfer	$2.00
Undeliverable Statement/Bad Address	$10.00
Inactive (over 6 months, less than $500)	$10.00 per month
Bank Execution/Escheat/Garnishment	$25.00
Money Market Account Fee Balance Below $5,000.00	$10.00
Check Cashing Fee MAY APPLY	1% of total check or $2.00 minimum
Signature Guarantee or Notary Service/non-member	$5.00

Checking Account Fees
Type of Charge	Fee
Non Sufficient Funds	$25.00
Overdraft to Savings*	$2.00 per occurrence
Returned Item	$35.00
Stop Payment	$25.00 individual / $30.00 batch
Copy of Check	$5.00 per copy
Internet Bill Payer (fees may apply for added services)	no charge
Check Printing	priced by style
Starter Checks	$5.00 per pack

VISA Debit Card Fees
Type of Charge	Fee
Inquiry	$1.00
Non-proprietary ATM Transaction	$1.00
Card Replacement	$10.00 per card
Debit Card Overdraft (after OPT-IN)**	$25.00

Fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means *Fee may be imposed for transactions created by ATM withdrawal or purchases. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. Negative balances caused by overdrafts must be repaid within 30 days.

Safe Deposit Box Fees
Type of Charge (annual rental by size)	Fee
3 x 5	$55.00
5 x 5	$65.00
3 x 10	$70.00
5 x 10	$90.00
10 x 10	$165.00
Drilling	AT CU COST
Replacement Key	AT CU COST
Late 30 Days	$25.00 a month

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