Riverbank FCU has partnered with Connecticut Green Bank to offer loans that make homes more energy efficient and resilient! Apply for up to $50,000 to fund over 90 different improvements covered by this loan including
- Heat pumps
- Window replacement
- Central air conditioning
- Floodproofing
- Septic and well repair and replacement
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- Insulation
- Solar panels
- Hot water boilers
- Smart meters
- And so much more!
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Loan rates are not based on credit!* Once you are approved, the rate is based on the term you choose:
Loan Terms
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5 years
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7 years
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10 years
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12 years
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Standard APR*
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6.99%
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6.99%
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6.99%
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7.49%
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* APR = Annual Percentage Rate. Minimum credit score = 580
How to apply for a Smart-E Loan
Step One
Choose from hundreds of Smart-E eligible contractors. Reach out to a participating contractor to compare quotes and decide which contractor fits your needs. Review the participating contractor list here.
Step Two
Apply for a Smart-E Loan with Riverbank FCU here. Apply for the amount you need to finance your project.
Step Three
Once your Smart-E Loan is pre-approved, let your contractor know they can submit your project information to Green Bank. Green Bank will ensure your project meets the program’s energy efficiency standards (see Eligible Measures and Requirements).