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Now Offering Connecticut Green Bank Smart-E Loans

Riverbank FCU has partnered with Connecticut Green Bank to offer loans that make homes more energy efficient and resilient! Apply for up to $50,000 to fund over 90 different improvements covered by this loan including

  • Heat pumps
  • Window replacement
  • Central air conditioning
  • Floodproofing
  • Septic and well repair and replacement
  • Insulation                                                 
  • Solar panels
  • Hot water boilers
  • Smart meters
  • And so much more!

Loan rates are not based on credit!* Once you are approved, the rate is based on the term you choose:

Loan Terms

5 years

7 years

10 years

12 years

Standard APR*

6.99%

6.99%

6.99%

7.49%

 * APR = Annual Percentage Rate.  Minimum credit score = 580

How to apply for a Smart-E Loan

Step One

Choose from hundreds of Smart-E eligible contractors. Reach out to a participating contractor to compare quotes and decide which contractor fits your needs. Review the participating contractor list here.

Step Two

Apply for a Smart-E Loan with Riverbank FCU here. Apply for the amount you need to finance your project.

Step Three

Once your Smart-E Loan is pre-approved, let your contractor know they can submit your project information to Green Bank. Green Bank will ensure your project meets the program’s energy efficiency standards (see Eligible Measures and Requirements).

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