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Apply for a First Mortgage, Home Equity Loan, or Home Equity Line of Credit

During March and April, Riverbank FCU will pay for your appraisal*!  Spring is the perfect time to buy your dream home, or use your home’s equity to finance your projects and other costs.

First Mortgage – With our low rates combined with this special, we’re helping members save money.  Buy a new home or refinance your mortgage with another financial institution.  Apply here

Home Equity Loan or Line of Credit– Choose a fixed rate home equity loan, or an open-ended HELOC.  Whether you’re planning a project or need some extra liquidity, now is a great time to get started and save! Apply here 

  • Finance renovations
  • Consolidate debt
  • Finance tuition
  • Fund any large costs. 

Check rates

Email a loan officer:  loans@riverbankfcu.com

Call a loan officer:  860-292-2950

*Rates are based on borrower’s credit history. Riverbank Federal Credit Union will cover appraisal cost up to $350. This program is for 1-4 family, owner occupied properties with a maximum loan to value of 80% including the first mortgage balance. For home equity, the minimum loan amount is $15,000 and the maximum loan amount is $250,000. Other rates, terms and products available. No refinancing of current RFCU loans is allowed. Other closing costs and fees will apply. Adequate homeowner’s insurance coverage is a requirement of this loan. Rates are subject to change. Must be a Riverbank FCU member with a minimum balance of $25 in your primary shares account. Membership is open to anyone who lives, works, worships or goes to school in Hartford County and their immediate family members. Offer valid on applications submitted 3/1/2025-4/30/2025. Riverbank Federal Credit Union reserves the right to discontinue the program at any time without notice. Mortgage approvals based on credit, LTV and loan purpose. RFCU NMLS #407914

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